Introduction about credit card:

A credit card is mainly a Payment card that allows you to borrow money from a bank and pay it back with interest later. You can use your credit card to make purchases in person, online, or over the phone, and you can even withdraw money from an ATM, although this often comes with additional fees and interest rates.

Applying for a credit card has become much more convenient over the years. Gone are the days of filling out lengthy paper applications and waiting weeks for a response. Nowadays, you can apply for a credit card online in just a few minutes, from the comfort of your own home. In this article, we’ll guide you through the process of applying for a credit card online for free in 2023, and we’ll also explain the benefits of having a credit card.

Benefits of having Credit Card:

1. Convenience- You make purchases without carrying cash and use of credit card to pay for goods and services online, in stores, and even overseas.
2. Rewards and Benefits- In credit card, you will get rewards and cashback on purchases of tieup retail partner and also receive discounts on travel booking or earn point towards free flights or hotel stays.
3. Building Credit- Using credit card is very responsibly so that you can maintain your good credit score. This can help you qualify for other banker’s credit cards offers.
4. Fraud protection- As we know credit cards offers fraud protection, which means that you are not responsible for any unauthorized purchases made on your credit card.
5. Emergency Funds- having credit card i.e. you are always with funds. In case of emergency, you can easily your credit card for pay any bills which is very easy for you

ALSO READ- Instant Open Digital Saving in AU Small Finance Bank within 3 minutes

What is the Important step to apply Credit Card online?

Step1- Research

Before applying online for credit card, firstly research out which credit card is best for you. There are many types & variants of Credit cards availables like rewards cards, travel cards, cashback cards and many more.

Step 2: Check Your credit Score

Credit score is very important factor that are considered while apply credit card online. Before apply credit card ensure yourself your credit score should be good. If your credit score is low you may not eligible for credit card or consider improving it before applying.

Now you may think, How can i check my credit score online free?

Following are the link where you can check you credit score online free- Click here

Check Credit Score

Step 3: Arrange Documents

1. PAN Card
2. Aadhar Card
3. Aadhar Register mobile Number
4. Email Id
5. Salary Slip/ Form 16 (If applicable)
6. Business (ITR)
7. Photograph
8. Bank Account details

Step 4: Apply for Best Credit card

From my opinion SBI Simply click credit card is the best credit card for online shopping, Movies, Travel and fuel.

You will lots of rewards point, discount and cashback through SBI Simply Click Credit card

In SBI Simply Click Credit Cards you will get 2000 worth Amazon Coupon.

How can i apply for SBI Simply Click Credit Card Online?

Apply Link – Click here SBI Simply Click credit card

In First step – You will see below Interface, where you will get information about your required documents and can see benefits of the SBI Simply Click credit card.

After that you have to click on Start apply Journey, After that you will get below interface where you have to fill following details –

1. Personal Details
2. Professional Details
3. KYC Details

After filled all details, you have to choose schedule for Video KYC completion. After selected of Schedule, you have to present on selected date and time for video kyc. After successful completion of video KYC you will eligible for SBI Simply Click Credit Card.

From the date of completion of Video Kyc, Within 15 days you will received a SBI SimplyClick credit card by India Post.

For more information- watch details video which is given below

Also Watch Video- How to Apply online for Credit Card in 2023?